The Excel file includes the following variables:

* ID: Unique subject identifier across all sessions.
* Probability: The probability associated with each decision problem.
* Seconds: Time (in seconds) spent on each decision.
* Scenario: The type of scenario presented—either risk or ambiguity.
* Time: The time horizon for the framing of each decision problem (values: 1, 10, 20, 50).
* WTP: Declared willingness to pay for the insurance option.
* Order: The sequence in which each decision problem was presented to the subject.
* Session: Unique session identifier.
* Female: Gender of the participant (0 = male, 1 = female).
* Aggregate High Probability: The overall underlying high probability of the adverse event in each decision problem.